
Did you know: that if you start saving at 40, you’ll need to save a considerable amount more than if you started at 20, to achieve the same retirement goals?
When should you start saving for your retirement?

Don’t panic! No need for knee-jerk reactions to Budget pensions IHT announcement
Stephen Metcalf of Lovewell Blake Financial Planning says that pension-holders should avoid any knee-jerk reactions to the Budget announcement that pensions will fall under inheritance tax from 2027.

Securing your family's financial future is the best gift you can give this Christmas
The festive season is an excellent time to combine seasonal generosity with some inheritance tax planning.

Did you know: that only about 12% of UK adults have Critical Illness insurance and yet statistically, 1 in 3 of us are likely to suffer a serious condition?
If you become seriously ill, the very last thing you want are financial worries.

Did you know: that based on historical data, if you held a portfolio of stocks and shares for one year, there is a 68% chance of making money? But, if you held them for 20 years, you increase your chances to 100%.
People tend to believe that the short-term volatility of the stock market makes it a risky investment, but here is an important fact:

Did you know: that investing in stocks and shares can produce higher returns than cash in 90% of cases?
In the 30 years between 1992 and 2022, the FTSE 100 outperformed the returns on cash investments by more than 4% annually – if you compound that growth, it amounts to a very significantly higher return over the long-term.

Did you know: that contributions to your pension can receive tax relief?
Everyone wants to pay less tax, and everyone likes a bonus – and saving in a pension meets both those aspirations.

Scams warning as self assessment deadline looms
HMRC is warning of scam attempts targeting self assessment taxpayers in the run up to the 31 January deadline.